Namaste Pay App Launched – All You Need to Know

Nepal Telecom has finally launched its most awaited digital wallet called Namaste Pay app in Nepal. It is officially available in the play store in its beta version to run a test and trial however soon it will be updated with full features and specifications.

It is unique from other wallets due to its ability to perform offline transfers and payments without the use of the internet. It is the first-ever digital wallet in Nepal that uses the USSD system for fund transfers. Users can directly register to Namaste Pay using the USSD code *500#.

lt is hoped to revolutionize the Nepali payment system as Nepal telecom has the highest number of subscribers. Moreover, it has the highest paid-up capital of Rs. 400 Million till now. Other popular payment service providers such as IME Pay and eSewa have the paid-up capital of Rs. 10 crores and Rs. 5 crores respectively.

What is Namaste Pay?

Namaste Pay

Namaste Pay is a digital wallet just like eSewa, Khalti, IME Pay etc which can be used for online transactions. It has been launched Nepal Digital Payment Company (NDPC), an associate company of Nepal Telecom and jointly funded by Nepal Telecom and Rashtriya Banijya Bank

During its early stage, Namaste Pay is offering a limited number of services like mobile top-up, link their banks, pay for electricity and water bills, load the wallet and transfer the funds. The others services will gradually be updated very soon as per NDPC.

Features of Namaste Pay App

Since the Namaste Pay App is the earlier phase, limited features are available for now. However, different features just like other digital wallets will be added very soon as per Nepal Digital Payment Company. The Namaste Pay app offers the following features.

  • Available both online and offline.
  • Easy to use once registered.
  • Comparitively Less transaction cost.
  • Quick, reliable, and hassle free to use.
  • Utility payment features
  • QR code-based payments
  • Access to different Banks to load money
  • USSD code (*500#) for Offline payment
  • Mobile top up and bill payment
  • DTH payments
  • Internet service payment
  • Electricity bill payment
  • Khanepani bill payment
  • Credit card payment
  • Attractive reward points on transaction

You can enjoy many other features on Namaste Pay like web portal, credit card payment etc in the near future as promised by NDPC. Although, the company has claimed that it went to multiple testing before the launch but users are facing several difficulties in using the app. Let’s hope all these problems will be fixed to provide the users with an optimal experience.

How To Register In Namaste Pay App?

How To Register In Namaste Pay App?

You can register in register to the Namaste Pay app from both online and offline mediums. You can dial *500# and follow the given instruction to register your account. For this, you need the NTC sim and different information like First name, Last name, Date of birth, Gender, ID type & number.

Once you complete the process, you will get a PIN code to access the payment service. The maximum per-transaction limit when using Namaste Pay’s services through the USSD code method is Rs. 5,000 for now. But we expect that to change sometime in the future.

Similarly, Namaste Pay digital wallet is available in the beta version for Android. You can download the beta version of this app on Google PlayStore. However, IOS users have to wait as it is not currently unavailable in the Apple store. But you can still register to Namaste App offline as it doesn’t require any mobile App. Stay tuned for our future articles for all the updates regarding the Namaste Pay app.


As Namaste Pay is a government-owned digital wallet it will definitely challenge the existing payments wallets like eSewa, Khalti, IME Pay, Prabhu pay, etc. It will also increase the competition among them which will definitely benefit the customers.

Have you installed the Namaste Pay App? Don’t forget to share your reviews and suggestions in the comment section below about this app.  If you have any queries regarding this article feel free to ask us.

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