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How to Take Loan in NTC?- NTC Credit Service

In our daily life, we face some situations when we require the mobile balance to make a phone call or access the internet urgently but we are unable due to insufficient balance.  It becomes more problematic when we don’t have a way to recharge. Some people ask their friends to lend them balance but we can’t always ask them and there might be a situation when there is no shop or way to get recharge our mobile. Nepal Telecom (NTC) has solved the problem now. you can take to loan in NTC.

Nepal Telecom has launched the Namaste Credit service, also called as Loan Sapati service. From March 30, 2018, the Namaste Credit service is launched fully allowing NTC GSM prepaid customers to make a call even when there is no balance. The service is available free of charge.

This service was being provided by Ncell for a long time but from March 2018 NTC has started this service. The prepaid user who has used the sim for at least 3 months is eligible to apply for an NTC loan. Similar to Ncell, you can repay the loan the next time you recharge your phone.

The best thing about the NTC loan is that the company claims that there will be no extra charges or any service charge for the loan service. You don’t have to pay any extra charge for your loan. You can make phone calls, SMS to any network, and use the internet from the loan amount.

One can take the NTC loan as many times as one wants, but it requires clearing the old loan. NTC loan differs from Ncell loan service as NTC provides it free of cost whereas Ncell charges you some service charge.

Some important features/prerequisites:

  • NT prepaid users can take a loan of up to Rs. 40. The credit balance depends on the used-up balance from the account.
  • The same amount will be deducted once the user recharges their mobile balance.
  • The service is free of interest and other service charges.
  • No call Drop if the loan service has been previously activated.
  • NT prepaid SIM cards should be in use for at least three months to use the facility.

Important numbers, USSD codes & SMS codes very useful for NTC users। Subscribe to new offers – TechnoKD

How to get Nepal Telecom (NTC) loan credit service?

  1. To start the NTC Loan Service: type ‘Start’ and message it to 1477

  2. To get status information about NTC Loan Service: type ‘Status’ and message it to 1477.

  3. To stop NTC Loan Service: type  ‘Stop’ and message it to 1477.

Note: To use the NT credit service, customers must be using prepaid NT SIM cards older than 3 months.

NTC Credit service provides the continuation of calls even if Nepal Telecom mobile customer is having a low balance or is out of balance. You can enjoy this service when you have used up your balance and facing difficulty top up your mobile.

I hope this article was helpful to you. If you have any queries regarding this, do comment on us.

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