eSewa is Nepal’s top digital payment service provider with more than 2 million active users. It is popular for its secure and easy online transactions. If you are also a regular user of eSewa, you can link your bank account with your eSewa ID easily. Here’s a complete guide on how to add a bank for you.
Benefits of Adding Bank Account in eSewa:
- It is the easiest way to load your eSewa wallet.
- Instant transfer of money from eSewa to your bank account.
- Free services with no extra charges.
- It is available 24*7.
- It secure and convinient.
By linking your bank account to eSewa, you can enjoy eSewa to bank transfer and bank to eSewa transfer without any charges. These services are free for one bank which you have saved in your eSewa. For the banks other than your saved one, you have to pay certain charges depending upon the transaction amount.
You can withdraw free of charge up to the amount of NRs. 5000 or three times a month. Once the withdrawal amount exceeds Rs. 5,000 or you reach the limit of three times a month, you will be charged as per the general bank transfer charges.
Bank Transfer Charges of eSewa
|Transaction Amount||Service Charge|
|Rs. 100 to Rs. 1,000||–|
|Rs. 1,001 to Rs. 10,000||Rs. 20|
|Rs. 10,001 to Rs. 20,000||Rs. 30|
|Rs. 20,001 to Rs. 30,000||Rs. 40|
|Rs. 30,001 to Rs. 40,000||Rs. 50|
|Rs. 40,001 to Rs. 50,000||Rs. 60|
|Rs. 50,001 to Rs. 100,000||Rs. 75|
You can withdraw up to Rs. 1,00,000 per transaction only for the personal account you have linked in your eSewa. For other bank accounts, the transaction limit is Rs. 25,000 per transaction. These are the few things you should be clear about before using the eSewa Bank withdrawal service.
How to Link Bank Account in eSewa?
You need to fulfil certain criteria for this process. First of all, your eSewa ID needs to be verified. If you haven’t done your KYC verification yet, check out this article.
Secondly, you need a bank account with your own name. Moreover, the number in your bank and eSewa must be the same. If it is different, you can add the number in the banking system to your eSewa account as a secondary number. If you have met all these conditions, you can proceed.
Follow these steps to link your bank account in eSewa:
1. Log in to your eSewa wallet.
2. Tap on the ‘Bank Transfer’ option.
3. Tap on ‘Add Bank’ and enter your bank details.
4. Check Your informations and ‘Save’ the bank details.
5. Finally, your bank account will be linked your eSewa.
This is all about adding your bank account with your eSewa ID. Now, every time you want to withdraw money from eSewa to your bank account, just tap on your details from the ‘saved bank account’ list, enter the transaction amount, remarks and successfully withdraw money free of charge.
It should be noted that free withdrawal services apply only to the saved account and cannot be changed once linked with your eSewa account. So, be careful of these things while doing transactions.
Following these steps, you can easily transfer money from eSewa to the bank account and vice versa. I hope this article was helpful to you. If you have any queries regarding this topic, do comment on us.